@font-face{font-family:rubik;font-style:normal;font-weight:300 900;font-display:swap;src:url(../fonts/rubik-v5.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--c-primary:#036394;--c-primary-hover:#02547e;--c-primary-soft:#c0d8e4;--c-heading:#024a6f;--c-text:#02324a;--c-muted:#4d5b66;--c-ok:#167a4c;--c-ok-hover:#11603c;--c-bg:#fff;--c-bg-lav:#eeeff5;--c-bg-grey:#f3f3f3;--c-bg-light:#f4f5f6;--c-border:#d5d9de;--c-note-fg:#005f67;--c-note-bg:#e6fdff;--c-note-bd:#4cd4ce;--c-tip-fg:#1d5f3b;--c-tip-bg:#f0fff4;--c-tip-bd:#68d391;--c-warn-fg:#8a3b0d;--c-warn-bg:#fffaf0;--c-warn-bd:#ed8936;--c-danger-fg:#9b1c1c;--c-danger-bg:#fff5f5;--c-danger-bd:#fc8181;--font:"Rubik",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--fs-base:1.1rem;--lh:1.6;--radius:10px;--shadow-lg:0 1rem 3rem rgba(0,0,0,.175);--shadow-card:2px 2px 12px -2px 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3rem;padding:2.75rem 2.5rem 2.25rem;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-card);border-left:6px solid var(--c-primary);counter-increment:panel}.panel:last-child{margin-bottom:0}.panel::before{content:counter(panel,decimal-leading-zero);content:counter(panel,decimal-leading-zero)/"";position:absolute;top:-1.5rem;left:2rem;display:flex;align-items:center;justify-content:center;width:3rem;height:3rem;border-radius:50%;background:var(--c-primary);color:#fff;font-size:1.05rem;font-weight:700;box-shadow:0 0 0 6px var(--c-bg-lav)}.panel:nth-child(even){margin-left:auto;border-left:0;border-right:6px solid var(--c-primary)}.panel:nth-child(even)::before{left:auto;right:2rem}.panel .prose{max-width:none}.panel h2{margin-bottom:.75rem}@media(max-width:767.98px){.panel,.panel:nth-child(even){width:100%;margin-left:0;padding:2.5rem 1.25rem 1.5rem;border-right:0;border-left:6px solid 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h2{margin-bottom:.5rem}.cta-text{font-size:1.25rem;font-weight:500;margin-bottom:1.5rem}.cta>:last-child{margin-bottom:0}.post-grid{display:grid;gap:2rem;margin:0;padding:0;list-style:none;grid-template-columns:1fr}@media(min-width:768px){.post-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:992px){.post-grid{grid-template-columns:repeat(3,1fr)}}.post-card{display:flex;flex-direction:column;height:100%;overflow:hidden;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-card);position:relative}.post-card img{width:100%;aspect-ratio:2/1;object-fit:cover}.post-card-body{padding:1.25rem 1.5rem 1.5rem}.post-card h2{font-size:1.25rem;margin-bottom:.35rem}.post-card :is(h2,h3) a{text-decoration:none;color:var(--c-heading)}.post-card :is(h2,h3) a::after{content:"";position:absolute;inset:0}.post-card :is(h2,h3) a:hover{text-decoration:underline}.post-card p{margin-bottom:.5rem}.post-card 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6rem;padding-block:3rem}.footer-title{font-size:1.05rem;font-weight:500;color:#000;margin:0 0 .5rem}.footer-menus ul{list-style:none;margin:0 0 2rem;padding:0}.footer-menus li{padding-block:.15rem}.footer-menus a{color:var(--c-muted);text-decoration:none}.footer-menus a:hover{color:var(--c-text);text-decoration:underline}.footer-bottom{border-top:1px solid var(--c-border)}.footer-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1rem;padding-block:1.25rem}.footer-row p{margin:0}.social{display:flex;gap:.75rem;margin:0;padding:0;list-style:none}.social a{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;color:#3d4852}.social svg{width:28px;height:28px;fill:currentColor}.hero{position:relative;min-height:min(100vh,900px);padding-block:6rem;background:#0b2a44;overflow:hidden}.hero-bg{position:absolute;inset:0;width:100%;height:100%;max-width:none;object-fit:cover;object-position:50% 0}.hero .container{position:relative}.hero-plain{min-height:0;padding-block:5.5rem 5rem;color:#fff;background:radial-gradient(ellipse at 85% 15%,rgba(255,255,255,.12) 0,rgba(255,255,255,0) 55%),linear-gradient(135deg,#0b2a44 0%,#03507a 55%,#036394 100%)}.hero-plain-body{max-width:46rem}.hero-plain h1{color:#fff;font-size:clamp(2rem,1.4rem + 2.4vw,3.1rem);line-height:1.15;letter-spacing:-.01em;margin:0 0 1.5rem}.hero-lead{font-size:clamp(1.1rem,1rem + .4vw,1.3rem);line-height:1.6;color:#e3eef6;margin:0 0 2rem;max-width:40rem}.hero-action{margin:0 0 2.25rem}.hero-plain-grid{display:grid;gap:2.5rem;align-items:center}@media(min-width:992px){.hero-plain-grid{grid-template-columns:minmax(0,1.5fr)minmax(0,1fr);gap:4rem}}.hero-proof{padding:1.75rem 2rem;border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);background:rgba(255,255,255,7%)}.hero-proof-title{margin:0 0 1rem;font-size:.85rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:#9cc7e3}.hero-proof ul{margin:0;padding:0;list-style:none}.hero-proof li{display:flex;gap:.75rem;align-items:baseline;padding-block:.55rem;color:#fff;font-size:1.05rem;border-top:1px solid rgba(255,255,255,.12)}.hero-proof li:first-child{border-top:0}.hero-proof svg{flex:none;width:1rem;height:1rem;fill:#6fd39b;transform:translateY(.12rem)}@media(max-width:575.98px){.hero-plain{padding-block:2.5rem 3rem}.hero-action{margin-bottom:0}.hero-action .btn{display:block;text-align:center;font-size:1.1rem}.hero-proof{padding:1.25rem}}.hero-col{max-width:100%}@media(min-width:768px){.hero-col{max-width:83%}}@media(min-width:992px){.hero-col{max-width:50%}}.hero-box{display:inline-block;max-width:90%;padding:.25rem 3rem 3rem 1.5rem;background:var(--c-primary);box-shadow:var(--shadow-lg);position:relative;z-index:1}.hero-box h1{color:#fff;font-size:clamp(1.5rem,1.2rem + 1vw,1.75rem);line-height:1.5;margin:1.5rem 0}.hero-card{position:relative;z-index:2;padding:3rem;background:#fff;box-shadow:var(--shadow-lg);transform:translate(1.5rem,-3rem)}.hero-card p{text-align:justify;hyphens:auto}.hero-card>:last-child{margin-bottom:0}.pretitle{font-size:1rem;font-weight:700;font-style:italic;letter-spacing:.12em;text-transform:uppercase;color:var(--c-heading);text-align:left!important}@media(max-width:575.98px){.hero{min-height:0;padding-block:2rem 0}.hero-card{padding:2.25rem 1.75rem;transform:translate(.75rem,-2rem)}}.intro h2{font-weight:400;margin-bottom:.3em}.justify{text-align:justify;hyphens:auto}.center{text-align:center}.narrow.prose,.prose.narrow{margin-inline:auto}.post .page-head{padding-bottom:1.5rem}.post .page-head h1{margin-bottom:.75rem}.post .lede{margin:1.5rem 0 0}.cover{margin-block:0 2.5rem}.cover img{width:100%;aspect-ratio:2/1;object-fit:cover;border-radius:6px}.post-body{font-size:1.15rem}.container.post-body,.container.post-foot{max-width:calc(var(--measure) + 2*var(--gutter))}.post-body h2{margin-top:2.5rem}.post-foot{padding-block:1rem 2rem}.tags span{font-weight:700}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}@media print{.site-header,.site-footer,.nav-toggle,.skip,.cta,.pagination,.hero-bg{display:none!important}body{font-size:11pt;color:#000}.band,.hero,.highlight{padding:0;background:0 0!important;min-height:0;color:#000}.panel{box-shadow:none;border:1px solid #999;width:100%;break-inside:avoid}.panel::before{display:none}.highlight-title,.highlight-list strong{color:#000}.hero-box,.hero-card{background:0 0;box-shadow:none;transform:none;padding:0;color:#000}.hero-box h1{color:#000}a{color:#000}.prose a[href^=http]::after{content:" (" attr(href)")";font-size:.85em}}.contact-form{max-width:44rem;margin-inline:auto;padding:2.5rem;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-card)}.contact-form h2{margin-bottom:.25rem}.form-note{font-size:.95rem;color:var(--c-muted);margin-bottom:1.5rem}.field{margin-bottom:1.25rem}.field label{display:block;margin-bottom:.35rem;font-weight:500}.field input[type=text],.field input[type=email],.field textarea{width:100%;padding:.65rem .8rem;font:inherit;color:var(--c-text);background:#fff;border:1px solid #8a959e;border-radius:6px}.field input:focus-visible,.field textarea:focus-visible{outline:3px solid var(--c-primary);outline-offset:1px;border-color:var(--c-primary)}.field textarea{resize:vertical;min-height:10rem}.field-check{display:flex;gap:.75rem;align-items:flex-start}.field-check input{width:1.25rem;height:1.25rem;margin-top:.2rem;flex:none;accent-color:var(--c-primary)}.field-check label{font-weight:400;margin:0}.field-hp{position:absolute!important;left:-1e4px;width:1px;height:1px;overflow:hidden}.contact-form button{width:100%}@media(min-width:576px){.contact-form button{width:auto}}.steps{display:grid;gap:1.5rem;margin:2.5rem 0 0;padding:0;list-style:none;counter-reset:step}@media(min-width:768px){.steps{grid-template-columns:repeat(3,1fr);gap:2rem}}.steps li{position:relative;padding:2rem 1.75rem 1.75rem;background:#fff;border:1px solid var(--c-border);border-radius:var(--radius);counter-increment:step}.steps li::before{content:counter(step);display:inline-flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;margin-bottom:1rem;border-radius:50%;background:var(--c-primary);color:#fff;font-weight:700}.steps h3{font-size:1.15rem;margin:0 0 .5rem}.steps p{margin:0}.stats-why{margin-top:3rem;padding-top:2.5rem;border-top:1px solid var(--c-border)}.latest-more{margin:2rem 0 0}#latest-title+.post-grid{margin-top:2.5rem}@media(max-width:767.98px){.steps li{padding:1.25rem 1.25rem 1.25rem 4.25rem}.steps li::before{position:absolute;left:1.25rem;top:1.15rem;margin:0}}#latest-title+.post-grid .post-card-body{padding-top:1.75rem}.post-card h3{font-size:1.15rem;margin:0 0 .25rem}@media(max-width:767.98px){.card{padding:2rem 1.5rem}.card .icon-circle{width:64px;height:64px;margin-bottom:1rem}.card .icon-circle svg{width:28px;height:28px}}.post-card-icon .post-card-body,.post-card-none .post-card-body{padding-top:1.75rem}.post-card-tag{display:flex;margin:0 0 .9rem}.post-card-pict{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:var(--c-primary-soft)}.post-card-pict svg{width:17px;height:17px;fill:var(--c-primary)}.related-offer{margin:2rem 0 0;text-align:center;color:var(--c-muted)}.related-offer a{font-weight:500}